Managing super

How to make the most of your retirement savings

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Take control

Why Manage your own super?

Quite simply, superannuation is the most tax effective way of building wealth for your retirement and we don’t expect this will change over time.

Investments inside super get taxed at a lower rate, and when you do retire, there’s no tax on a large amount of the investments at all. For many Australians, super is forgotten about until retirement. As financial planners, putting superannuation on your radar early is one of our top priorities.

We know from years of experience, that your superannuation is key to reaching the financial and lifestyle goals you’ve set for yourself. It’s not just retirement savings, it’s an incredible long-term investment opportunity!

At Touchpoint, we can help you manage your superannuation by assessing your current arrangements, developing a strategy, providing advice on investments, and ensuring compliance with regulations. In doing so, you’ll be more likely to achieve your retirement goals and enjoy financial security in your later years.

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FAQs

Common questions about Managing Super

Superannuation is a long-term savings plan designed to provide financial security for retirement.

The amount you contribute to your superannuation will depend on your income, your savings ability and retirement goals. There are also contribution limits to be aware of.

In most cases, you cannot access your superannuation until you have retired and reach your preservation age (which varies depending on your date of birth) or meet other specific criteria such as severe financial hardship or terminal illness.

Your superannuation is portable, which means you can continue to contribute to the same fund or roll it over to a new fund when you change jobs.

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Want help managing your super?

Send us an enquiry or call us on 02 9526 8598